Utah Bankruptcy Attorney – Salt Lake City UT – Affordable Bankruptcies

Utah Bankruptcy Lawyer Cost

Bankruptcy is a huge decision for anyone that is in overwhelming debt. However, not all people who need to file for bankruptcy can afford to pay the amount of money that is often charged upfront.  Fortunately, you can file zero down Bankruptcy in Utah. You can do this through easy monthly payments after the case is filed. Just consult your attorney to see whether you qualify for a zero Down Bankruptcy Program.

Attorneys

Video Provided by Attorney Guide Network – Ads For Law Firms – Visit the Houston Bankruptcy Lawyer


Zero Down Bankruptcy

When you are in overwhelming debt filing for bankruptcy can:

  • Stop a foreclosure
  • Stop repossession
  • Eliminate debt
  • Stop garnishment
  • Stop debt collector calls and other creditor harassment
  • Consolidate student loans
  • Stop eviction

Available Bankruptcy Payment Options

For Chapter 7

A Chapter 7 bankruptcy is a liquidation, which involves all non-exempt property being sold by a trustee who then distributes the proceeds to creditors.  The remaining debt is discharged and the debtor gets an opportunity for a fresh start.

You case will be filed with $0 down if you choose a chapter 7 bankruptcy. You won’t have to worry about interest or fees on these payments. All you will have to do is make the payments on time.

For Chapter 13

You can file your case fast with our affordable bankruptcy program. Chapter 13 bankruptcy is a reorganization of debt. You get to keep your car, home and other valuable assets. To file a Chapter 13 bankruptcy you need to have a regular income. People who want to keep their homes usually file a Chapter 13 bankruptcy.

See also…Filing Chapter 11 Bankruptcy

Paying Upfront

Pay all your attorney’s fees before your case is filed and you may get a discount. The reason for this is that it lowers the risk for the law firm when you pay all the fees before filing.  The bankruptcy trustee will pay the remainder of the attorney’s fees from your chapter 13 payment plan.

Affordable cost to file Chapter 7 in Utah

If you are being garnished or find yourself in an emergency and need to file immediately but don’t have the money, then we can help.  Be careful to notice that some firms only offer $0 down option for a Chapter 13 case or only for attorney fees. In such a situation you will still have to pay the court filing fee and other expenses upfront before your case can be filed and creditors stopped.  Only choose the option where a $0 down payment means the case is filed with $0 down, including cost.

The upfront payment amount

You can choose a low cost upfront payment amount $0 or $500. This makes filing for bankruptcy simple, affordable and convenient.

Requirements for filing your case

Your attorney will need essential documents and information for your case to be filed. The information needed includes:

  • Completed questionnaire given to you by your attorney
  • A copy of your driver’s license for each party filing
  • You will need to complete a credit counseling course
  • Copies of your state and federal tax returns for the 2 most recent years filed
  • The pay that you were paid in the last 7 months

You need to consult bankruptcy attorneys that have an intricate understanding of bankruptcy cases, before you decide to file.